Housing Advice, Roommates

What Happens When You Get a New Roommate?

It happens all the time:  You choose to live in the same apartment for another year, your roommate moves on, and you end up with a new roommate.  While it is just a part of life, it’s always a little weird adding a new roommate to the mix, especially if you have been living there already.  This is why we’ve put together some suggestions to help you navigate your new roommate situation.

Don’t forget that it’s their place too.  This is perhaps the most important thing to remember:  If you’re adding a new roommate to the mix, you can’t forget that the apartment is just as much theirs as it is yours.  Just because you have been living there longer doesn’t give you the upper hand.

Take time to get to know them a little.  We’re not saying you have to be best friends, but it is considerate to try to get to know them a little bit.  In particular, you should consider asking them questions about their lifestyle preferences (i.e. when they go to bed, where they like to study, etc.).  That way you know what they like and what they don’t.

Take time to explain to them your existing house rules.  If you and your roommate(s) had previously established house rules (i.e. guest policy, chore distribution, etc.), you want to let them know.  However, because this person is new to the situation, you shouldn’t consider these rules to be set in stone.  Talk with your new roomie about how they feel about the rules you’ve established, what they like (or dislike) about them, and how the house rules can accommodate everyone’s preferences.

Give them a tour.  Show your new roomie where things are normally kept; this includes where the cleaning supplies are, where everyone puts their food, and where they can find extra toilet paper and paper towels.

Be helpful.  Be open to answering any questions your new roomie might have about your place.  Also be sure to explain to them any weird features or problems you may have with the apartment.  This way they know the kooky characteristics of your pad just as much as you do.

While it may be strange for you when your new roomie moves in, imagine how weird it must be for them!  They are moving into a new place with people who have already been there before.  They may think you and your other roommates will be best friends already and/or you will already be into your own routine that you won’t acknowledge them.  This is why it’s important to talk to your new roomie and figure out ways you can help them make your apartment feel like their home too.

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Housing Advice, Student Life

96 square feet?!? What is a college student to do?

Especially as a freshman, it is hard to know exactly what to expect when you’re moving into the dorms.  This is perhaps not only the first time you’re moving away from home, but it is also the first time you are living with someone else. The first thing you will most likely consider is space; especially when you’re living with one, two, or even three other people, you will want to know just how much space will you have and how you will carve out a space that is all your own.

To find out exactly how much space students are given in their dorm room as freshmen, we recently conducted some research across 50 universities around the U.S.  What we found was that the average square footage universities provide per student is around 96 square feet.  That’s pretty small, given that the average mattress size for a dorm room (an extra long twin) is about 20 square feet.  However, perhaps what is most surprising is that, overall, square footage per student ranged from 132 square feet at East Central University in Ada, Oklahoma to 50 square feet at Oklahoma City University.

You’re probably asking yourself, why would they give students so little space?  Well, let’s be honest here:  No school sets out thinking that they want their students to be crammed together like sardines.  Actually, many schools would rather that their students have a lot of space to live and to study within their dorm rooms.  It just works out that, in many cases, they just don’t have the room for it.  Especially if housing facilities are limited, universities can’t provide as much space as both they and their students would hope for.

So what can you do with the little space that you’re given?  We spoke with interior decorator and owner of Fresh Ideas by Sandy, Sandy Alger, about how students can better maximize the space they’re given and make it their own.

The first thing Sandy  suggests is maximizing storage space.  “I suggest using built-ins and shelving on the walls whenever you can.  Under the bed is great storage for the change of season, bedding, etc.”  She also suggests putting extra shelving in the bathroom (that is if you have your own bathroom), so that you can store more items.  By maximizing storage space, you can limit the clutter and mess you would have to deal with if you didn’t have a place to put everything.

Another suggestion Sandy has for students is multi-purposing furniture; she explains that you can turn kitchen tables into desks and coffee tables into storage.  If you have the opportunity to bring items like this, it is a great way to make your dorm room more like home and much more functional.

Alger also suggests bringing only the essentials with you.  Sandy says she lives by the saying, “Less is more,” and urges students to keep it “simple and inexpensive . . . think out of the box.”  She suggests browsing IKEA, and even thrift stores, for pieces and inspiration; photos, magazine prints and even your own artwork can serve as accents and make your room a little bit more “homey.”

However, the most important piece of advice Sandy gives to students is to be themselves when it comes to design.  “Have fun and don’t take yourself too seriously.”  When it comes to making the space your own, you want to be able to express yourself and feel comfortable where you are; you want to be able to feel like you live there, and that this is a place (no matter how small) that you can call your home.

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JumpOffCampus

We need your help!

We’re currently working on some research in relation to student perceptions of on- vs. off-campus housing and we need your help!  If you are a current student, or even if you have graduated within the last two years, you can help us out by taking our survey!  It only takes about 10 to 15 minutes to complete, so if you have some extra time, we’d really appreciate you taking our survey.  Just click HERE to take the survey and feel free to pass this along to your friends!  This survey is completely anonymous, so that means we can’t trace back answers to you, nor will we publish or share who you are.

If you want a direct link to our survey to post on your Facebook or Twitter, just copy and paste this link onto your profile and this will take anyone who clicks it directly to the survey page:  https://docs.google.com/spreadsheet/viewform?formkey=dGJqMjBHZjIyRGluNDlkbllsUFVQRlE6MQ#gid=0

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Roommates, Student Life

The Passive Aggressive Note: What Does it ACTUALLY Mean?

Have you ever had a roommate that would leave you notes when you left dirty dishes in the sink, forgot to clean up your things off the kitchen table, or you had your friend over until 5 am?  Have you ever been that roommate?  If you’ve ever been in that situation (no matter what role you played), in most cases, in never ends well.  This is because there is a lot more behind that note than you may initially think.

Passive aggressive notes could mean one of two things:

The person doesn’t feel like they can talk to you.  Maybe you give that aura of “Don’t mess with me,” or maybe they’ve just never experienced a problem with a roommate before and they don’t know what to do.  The person could also just be afraid of confrontation, and this is their alternative to actually confronting you about the problem.

You aren’t around for them to yell at, so they leave you a note instead.  If someone is extremely frustrated, and you aren’t around, they may take out their frustration in note form.  It’s not the best option, but it certainly happens.

Sometimes it’s easy to see which option it is, especially when you know the person well, but then sometimes it isn’t.  You need to think about what motivations they might have for writing a note like that and what might have you done to make them do that.  You should go speak with your roommate about the note, because you don’t want to let things like this make the relationship worse.  I say worse, because, let’s face it:  your relationship is already not on the best of terms if you’re writing passive aggressive notes to one another.

Here are some tips for talking with your roommate about their passive aggressive notes:

Think about what you’re going to say before you talk to them.  Like we said in our previous posts about roommate relationships and conflict, it’s best to go into a situation prepared.  You want to plan out what you want to say and how you will say it.

Avoid escalating the situation.  You never want to avoid talking things out with your roommate, but you certainly want to avoid escalating the situation.  Avoid directly placing the blame on them, and use “I” statements instead of “you” statements.  This means that instead of saying “I hate it when you leave nasty notes like that for me,” you say, “It bothers me to read notes instead of actually talking with you.”

Act calmly and rationally.   Perhaps the worst thing you can do is to lash out and make accusations or make unrelated arguments about other things the person has done to frustrate you.  Remember:  You need to act instead of react.  This means that you should act on the situation, i.e. talk with your roommate about your relationship, why they are leaving you notes, and what you can do to fix it.  You don’t want to react to their note, meaning that you don’t want to go with your automatic and “gut” reaction to how that note made you feel.  While both you and your roommates feelings are important and should be acknowledged, you don’t want to take out those feelings on your roommate.

Perhaps the overall moral of the story is to be considerate and to have open communication between you and your roommate.  It will be significantly more successful, and significantly more valuable, for you to talk with them instead of resorting to notes, because your reaction (or their reaction if you’re the offender) says it all.  Don’t write passive aggressive notes to your roommates.

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Ask the Expert

ASK THE EXPERT: Why Invest in Student Housing?

In an article we read by Amy Wolff Sorter at GlobeSt.com, the student housing sector has become a rather popular one in which to buy and sell due to rising enrollment rates and diminishing supply of on-campus options.  To get an insider look at some of the other draws (and disincentives) for landlords, property owners, and investors when it comes to student housing, we spoke with RI student property manager, Diane St. Laurent.

What do you believe sets student housing apart from other types of investment properties?
As an investor, student housing is desirable because rent payment is reliable especially when the landlord has the parents of the student secure the terms of the lease.  Another positive is that demand for student housing is always high.

Is there an advantage for investing in smaller scale properties for student housing versus larger scale properties?
When the landlord can establish a relationship with the students, so open communication can exist, then problems as they arise can be easily resolved.  Building communication is easier with smaller properties.  Large properties can impact the landlord-tenant relationship that is so important to build trust and mutual respect.

What amenities do you think are essential for student-leased properties to offer?
A fixed rent price that includes utilities is beneficial, if possible.  This helps students manage their finances and ensure the property is being maintained in terms of heat and electricity.
Students sometimes require furniture to be supplied, so if basic bedroom furniture, living room and dining room furniture are supplied, the number of prospective students may increase as a result.  This opens the door for exchange students from different countries and/or out-of-state, because these students may not be able to travel with this type of furniture.

What would you say is appealing about investing in student housing?
Steady increase in student demand.

What would you say is unappealing about investing in student housing?
Some undergraduate students (freshman, sophomore, junior) are not really ready for this type of responsibility.  Student choices usually reflect in them not taking care of the property; additionally, their social lifestyles sometimes lead to damage to the property and them being a nuisance to the neighbors.

What are some of the pitfalls associated with student housing?
When the landlord and student’s expectations, regarding respect of the property, are out of sync.

How do you believe the recession has impacted these kinds of investments?
My experience is that supply and demand has changed related to rent prices.  On one hand, there is an increase in student demand, but at the same time, students have fewer dollars to spend on rent.  There is a lot of competition for investors of student housing.  First, on-campus housing (dormitories and university apartments), private on-campus housing, off-campus housing, and finally student computers.
It comes down to what the student can afford and the individual student behavior.  Essentially, what are students looking for in housing?  This places added pressure on the investor to find ways to differentiate their property from all the rest.  Additionally, what student market the investor is looking at targeting has to be answered as well.

Do you believe that making an investment in student housing is worthwhile?
Yes I do.  It needs to be managed as a business, but at the same time, investors have to embrace the responsibility of helping students make good choices so they can assimilate to independence, maturity and advance their knowledge all at once.

What should property owners and investors know when it comes to owning and investing in student housing?
Students are young adults finding their way to independence, and sometimes their lifestyles are incompatible with the expectation of the landlord and the rules of the house.

What are some difficulties you often encounter when interacting with student tenants?
Sometimes the student is just not mature enough to be living in something other than a dormitory.

What are some important things to consider when interacting with student tenants?
Take on the mentor role by treating students as adults and hold them accountable for their decisions.
With that being said, I would emphasize student safety as the top priority.  This means landlords should have house rules documented, fire alarm inspections, routine heating and electrical system maintenance checks, and door locks changed between tenants.

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Budget-Friendly Ideas, College Planning, Finances, Housing Advice, Student Life

Cutting College Housing Costs

College can be expensive; as we’ve seen in the news recently, there are a lot of students struggling once they leave school to pay back their loans.  This is why as Mark Kantrowitz explained in our College Financial Planning series that it is important to try to cut costs where you can.

Campus housing may be one of these expenses that you consider to cut when you’re evaluating the cost of attendance. In an article we read by Emily Driscoll at Fox Business, she explains that these costs can place a great deal of financial stain on families.  In fact, according to College Board reports, the average cost of room and board for four-year public universities is $8,887 and $10,089 for private schools.  This is why we’ve put together a list of different options for students and their families looking to cut housing costs and save some money.

Compare housing packages.  According to Driscoll, if you’re looking for cheaper on-campus housing options, you may want to look at residence halls with fewer amenities or those that are further away from campus.  We also suggest choosing housing where you share a room, as this will also reduce the cost.

Choose the meal plan that fits your needs.  In another article we read by Kim Clark and Beth Braverman at CNN Money, they suggest choosing a meal plan option that fits your habits.  Often students won’t eat at the dining hall for every meal; they will either just go without eating or eat a light snack for some of their meals.  Therefore, it can be a waste of money if you’re not eating at the dining hall for those meals.  If you never eat breakfast or you don’t each much, you may want to choose a cheaper plan, as this will reduce your room and board costs.

Work in a co-op.  According to Driscoll’s article, many universities offer co-op programs that allow students to receive reduced housing costs while they work a service job on campus. If you’re looking to save money, it is certainly worthwhile to check out your school’s website to see if they offer a program like this.

Check out off-campus options.  In some cases, off-campus housing may be less expensive than on-campus options.  Especially if you live with roommates, it may help to reduce the cost of housing while you’re in school.  While your school may not live off-campus during your freshman and sophomore year, you may want to evaluate your off-campus options your junior and senior year.

However, when you are evaluating these options, it is important to factor in the cost of food, gas/transportation costs, and utility costs into the price of off-campus housing.  You should then contrast this to what you would spend living in the dorms and eating in the dining halls.  This will give you a better sense of how they differ.

Live at home.  Perhaps the most budget-conscious decision could be to live at home, if you live close enough.  That way there won’t be an added room and board cost to factor in.  The only added expense you will really have here is gas or transportation costs.

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Ask the Expert, Student Life

ASK THE EXPERT: Internships

Photo from money.howstuffworks.com

When you’re looking to get some field experience, an internship is a great way to “get your feet wet.”  However, many students may not know where to begin, or what they should do to get one.  This is why we decided to speak with expert, Lisa Ferns, Career Advisor and Internship Coordinator in Career Services at the University of Rhode Island, about what students should know about finding internships, the interview process, and landing an internship.

When should students start looking for internships for the fall?  Spring?  Summer?

Students seeking internships should give themselves 2-4 months prior to the start of the semester to find, interview, secure and select an internship.  If students are seeking credit they need to inquire with the appropriate department at their college/university at the start of [class registration] for the following semester.

What should they be expecting when they apply for an internship with regards to documentation?

Students should expect to submit a resume, cover letter and reference page.  This may not be the case in all instances but a student seeking an internship should be prepared to supply these if required by an employer.

What are some red flags students should watch out for when applying for an internship? 

  • Students need to be aware that most recruiters paint their organization in the best possible light and they need to determine whether or not the organization will be a good fit for them and their internship/learning objectives.  Asking pointed questions based on research and having an understanding of individual needs will assist a potential intern to evaluate the internship objectively.
  • Valid information regarding the company should be available when researching.  Look for an actual contact person and company email.
  • Internships should be learning experiences that are supervised and have a reflective piece.  When interviewing, ask about the specific work tasks required of the new hire and how learning objectives can be incorporated into the agenda. You don’t want to be doing “grunt” work or filing all day.
  • I usually don’t recommend internships that require a student to pay any kind of fees.

How many internships should they apply for?

Students can apply for as many internships as they see fit.  Finding and securing the best fit for each individual is the main objective.

How long should they wait to hear back?

If applying electronically, students should wait approximately two weeks before contacting the organization.  If applying by snail mail, a three-week time frame is suggested.

What if they don’t hear back?

It is perfectly acceptable and recommended for a student to “check on the status” of their application if an appropriate amount of time has passed with no response from the company.

How should they prepare themselves for an interview?

Research the company, conduct a self-assessment (know your strengths and challenges), be able to articulate concrete examples of your skills and abilities, conduct a mock interview with Career Services, and practice, practice, practice…

What are some key pieces of advice you would give to someone going on an interview for an internship?

Be comfortable and very familiar with your resume; have an understanding of the company and its culture, do your research and a mock interview with Career Services (practice, practice, practice).  Also, have 3-5 questions prepared that reflect your research and needs, and ask the employer these towards the close of the interview.

If the company calls them back for a second interview, how should they prepare themselves?

Be prepared to meet with a variety of people within the company and to delve deeper into the questions asked previously.  Otherwise, all the rules remain the same as for the initial and second interviews.

If they have multiple internship offers, what should they do?

Students should have a solid understanding of their time/geographic restraints, learning objectives and goals.  They need to evaluate the experience they will have within the organization as well as the kind of supervision they will receive.

How should they prepare themselves for their internship?

You prepare for an internship similar to the way you would prepare for a job.  Try to research the company and complete all necessary forms and paperwork for your college/university ahead of time.  Know who your supervisor will be both at work and at school, and plan accordingly for transportation, mid and end of semester reviews, as well as for a balance of academics and work.

What should students wear to their internship?

It is best to wear business attire initially and then, once established within the organization, a student can acclimate to the organization’s environment accordingly. 

What are some tips you have for students on the first day of their internship?

Look, listen and learn; on the first day it is good to get a sense of your surroundings, observe the people and the culture of the work place and try to absorb as much as possible.  No doubt, newcomers may be overwhelmed and the first day of an internship is not the appropriate time to make bold gestures.

How can students make the most of their internship?

Ask questions, take the initiative and become involved.  An internship is a learning experience and by asking questions you further expand your knowledge base.  Employers expect that interns don’t know everything and hopefully they will want to instruct or teach students the correct ways to complete tasks.  Likewise, employers are not familiar with the rate at which a new intern can grasp concepts or complete assignments. Therefore, if you complete all that is assigned to you, do not hesitate to ask as to how you can be of further assistance.  If you want to know more about a certain department or process and it is not within your job description, ask if you can shadow or conduct an informational interview with people from that department.  Many companies have philanthropic affiliations or recreational teams; join in these events or groups to expand your network of contacts.

What should students avoid while working at their internship?

Always have goals that you want to achieve within the internship experience.  Try to avoid being passive within the internship by taking the initiative.  Do not be a “know-it-all” and listen carefully and thoughtfully to supervisors, co-workers and colleagues.  Be cognizant of the employer policies, adhere to them and try to never to be unreliable.

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Student Life

Cool Products for College Students

We love cool services and products and so we’ve scoured the Internet to find some really awesome products that may be useful for you in this upcoming school year.

The Coffee Joulie These little shiny metal beans cool down your coffee quicker and keep it warm longer. They actually trap heat inside until your coffee becomes a delicious 140°F (the perfect drinking temperature), and then they will slowly release all the heat back into your coffee to help it stay warmer longer.

WOWee ONE Speaker This speaker isn’t just any old speaker. It actually has special hybrid technology that hits mid to high frequencies, and even the low end bass frequencies, around 3 octaves lower than other traditional speakers. The cool thing about this is that it holds a charge up to 20 hours, so you can listen to your music uninterrupted. It’s compatible with iPhone, iPad, and iPod.  http://www.woweeone.com

Hydros Filtering Water Bottle If you like the taste of filtered water, you’ll love this water bottle. It actually has a filter right in the bottle, so you can filter your water on the go. It also has fast filtering technology to make filtering your water easy. This bottle is BPA free, dishwasher safe, and it even has antimicrobial protection to help prevent odor causing bacteria. The other cool thing about this water bottle is that part of the proceeds goes to help fund a sustainable water infrastructure project to provide clean water to those in need. http://www.hydrosbottle.com

Yogi Support Pillow This pillow helps you to sit in a variety of comfortable positions. Especially when you have limited choices for studying spots, this helps making your bed a comfortable place to study.

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Ask the Expert, College Planning, Finances

ASK THE EXPERT: College Financial Planning, Part 5

For the last part of our college financial planning series, we wanted to know what students should consider when they are repaying their loans and what they should do if they have accrued a large amount of debt.  We once again spoke with Mark Kantrowitz, publisher of FinAid.org and FastWeb.com, to help us answer these questions.

The first thing Kantrowitz advises is that if a student can make the required monthly payments and accelerate their payment of the loan, then they should consider making extra payments on the loan with the highest interest rate (after making the required payments on the loan). While not everyone can do this, students who can will pay off their loan earlier, reduce the interest accrued on the loan, and ultimately save a significant amount of money.

If a student runs into financial hardship and is unable to make their monthly loan payments, Kantrowitz advises students to speak with their lender immediately to find out their options.  For federal loans, in particular, there are a variety of options that will help them to continue to make payments without causing too much financial strain.

The first option for federal loans is a temporary suspension of repayment, such as a deferment or forbearance.  Kantrowitz explains that this is an option best suited for those who experience temporary or very short-term financial hardship, which could include things like short-term job loss, mental leave, maternity leave, etc.  The problem with this option is that the interest on the loan will continue to accrue on at least a portion of the loan, which will increase the size of the loan.  However, Kantrowitz explains that this will not be a major problem should one require this assistance for only about 3 or 4 months, as not much interest will have accrued over that time.  He advises that students not extend this type of assistance for much longer than that, and explains that this type of assistance will also have only a 3-5 year limit (depending on whether it is a deferment or forbearance).

For those requiring more long-term assistance on their loan, Kantrowitz advises students to choose an extended or income-based repayment plan. The extended repayment plan will reduce the monthly loan payment by extending the term of the loan.  For example, if a 10-year unsubsidized Stafford loan’s repayment term is increased to 20 years, this will cut the monthly loan payment by one-third.  However, Kantrowitz explains that this will also double the interest paid over the term of the loan, and will ultimately increase the total amount you pay on the loan.  “The longer the term of the loan,” says Kantrowitz, “the more you’ll pay.”

The second long-term option for repayment would be the income-based repayment plan.  This repayment plan will base the monthly loan payment on 15% of one’s discretionary income.  According to Kantrowitz, discretionary income is defined as the amount by which one’s income exceeds 150% of the poverty line.  Therefore, if your income is below that amount, your monthly loan payment would be $0.  However, this option also extends the term of the loan and can end up increasing the amount you pay over time.

According to Kantrowitz, there are a few benefits to choosing the income-based repayment option.  He first explains that this is a good safety net should one run into financial difficulties and become unable to make monthly loan payments.  This option is also beneficial in that after 25 years of repayment, all remaining debt will be forgiven (a feature not offered by private lenders).  In fact, a new version of the income-based repayment will reduce the percentage of discretionary income charged from 15% to 10%, and it will shorten repayment from 25 to 20 years before the remaining debt will be forgiven.  Kantrowitz also explains that should one work in the field of public service [jobs such as a teacher, public defender, prosecutor, member of the military, city, state, or federal worker, or for any 501(c)(3) charitable organization], then all remaining debt will be forgiven after 10 years of repayment.

According to Kantrowitz, students should avoid defaulting on their loans as this can greatly limit their options.  In fact, in many cases, it will actually get much more difficult to repay the loan as there are many ways in which the debt will continue to be collected.  One way in which this is done is through a wage garnishment of up to 15% of total discretionary income.   This can also be done through the interception of federal and state income tax refunds.  On top of this, there will also be an increase of the term of the loan by almost 100%, in that 25% of each payment made (whether voluntary or involuntary) will be used to pay collection charges.  Therefore, a student will not only have to pay off the principal of the loan and the interest, but also the collection charges that come with defaulting on the loan.

Overall, there are things students can do before they run into trouble paying back their loans.  As mentioned previously, talking to one’s lender is perhaps the most important step whenever they are experiencing financial difficulties or hardship.  While their options may increase the amount they pays on the loan, it will prevent students from both going into significant debt and forcibly making payments on their loans.  By choosing to repay loans in these ways, students can greatly limit stress and misfortune by repaying their loans in the way that is right for them.

 

 

 

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Housing Advice

Apartment Security

In our experience, locking the door for college students seems to be a problem sometimes.  We’ve heard many stories when we were in college of students getting their possessions stolen simply because they or their roommates had left the door open or unlocked.  This is why we decided to give you some tips to make sure that it doesn’t happen to you.

Gauge the safety of the area you live in.  You can check local police logs to see where crime is occurring in your area.  If you notice someone has been robbed only one block over from your apartment, you will want to be especially careful.  In an article we read at My First Apartment, they suggest using websites like Everyblock which will also help you to gauge the relative safety of your neighborhood.   They also advise you to be aware of suspicious people who may be casing your apartment, and to consider your risk tolerance.  This means that if you know you live in an area that is a little sketchy, you understand that there will be risks.

Make sure your apartment and your building has working locks.  You want to make sure that the locks to your apartment and to the building work before you start moving in your things.  Be sure to examine the locks to ensure that nothing seems to be broken.  Then you’ll want to lock yourself out (with someone still inside who can let you in), and try to break in (without damaging anything).  You want to make sure that you can’t break into your apartment.  If you notice anything, or you find it to be really easy to get in, you’ll want to let your landlord know immediately.

If you don’t have a deadbolt, ask your landlord to install one.  In another article we read at My First Apartment advises that this is the most important piece of security for an apartment.  Deadbolts are much more difficult to pass, as they require a significant amount of force to be opened.

Don’t let people into your apartment or your building who you don’t know.  You should not open the door for anyone you don’t know.  Before you open the door, it is important to ask who it is.  You should also beware not to let anyone into your building who you don’t know.  If someone approaches you looking to get into your apartment building because they “locked themselves out” and you don’t know them, you shouldn’t let them in.

Be sure to store important and expensive valuables out of sight and in not-so-obvious places.  In one of the articles we read, they suggest that you make sure that you store things out of sight so that if someone were to break into your home, that they may not be able to find all of your jewelry in one obvious spot.  You may also want to be sure that no one can see the giant flat screen sitting in your living room.  Especially if you have a first floor apartment, you’ll want to make sure that you draw the blinds so that no one can see in and that you may have added security on your windows and doors (i.e. bars or extra security locks).

Talk with your roommate(s) beforehand about security.  Although it sounds a little strange, you want to know beforehand if your roommate never locks the door.  Sit down together and discuss how the security for your place should be handled.  Can you leave the door unlocked if you just ran outside for 5 minutes?  Can you leave the door unlocked when you’re home?  Whose responsibility is it to make sure the door is locked at night?  You’ll also want to talk about the aforementioned items we’ve listed here and develop a strategy as to how you and your roommate(s) can prevent your pad from becoming an easy and obvious target.

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